Whether it’s a winter ice storm, an unexpected tragedy, or perhaps a pleasant surprise in your life, one fact remains, being as prepared as possible for life’s events will bring peace, comfort and could save you time and money.
Why You Should Prepare.
Unexpected life events frequently cause significant financial and personal disruption, stress and significant costs. A serious illness, sudden job loss, an accident, death or divorce cause a need for legal documentation, emergency funding, and lots of time. In addition to personal stress, many events can lead to major job disruptions, lots of missed time at work and possibly even career changes.
When a plan for the future is put into place, the “what ifs” of a life event are preemptively answered. As an individual, having peace of mind knowing that whatever happens, expected or unexpected, you know what is next allows you to rest easy in your current situation. As an employer, having the resources available for your employees to create this plan, without becoming a financial burden to themselves, protects your business as well. According to Absenteeism: The Bottom-Line Killer by Circadian, unscheduled absenteeism costs roughly $3,600 per year for each hourly worker.
While having a legacy estate plan in place can not prevent all absences, it can allow your employees, and yourself, to know the next steps and seamlessly engage in what needs to be done to move forward.
How You Should Prepare.
You know you should prepare, but often when it comes to making decisions about the future, individuals have analysis paralysis. The decisions all seem too much, too many steps, and frankly, overwhelming. To prove this, in a recent survey by Trust and Will, 84% of Americans state that they know the importance of estate planning but only 31% have a will.
As an individual or employer, you may ask yourself, is there really a one source solution that combines everything me or my employees need? Yes! The Guardian’s Gift Time Capsule was created by Dr. Judy Butler as she firsthand faced these same unknowns with her aging parents. With no plan in place, the struggles, red tape and decisions were immense. The Guardian’s Gift guide and online course provide step by step instructions and prompts to decide every decision you or your loved ones may need for the future, including legal documents. In addition to planning for what’s to come, this course takes it a step further, allowing you to include important past memories, milestones, traditions, and documents to complete your story.
Just like life’s events vary, our courses are individualized to fit your needs. From a personalized, fully guided course with a coach, to a group course with other individuals and even a self-led option, each course will leave you with a fully completed, legally binding, legacy estate plan.
Contact our team today to discuss a personalized plan for your business, company, or small firm or, an individual plan for yourself and be prepared for whatever circumstances happen in your life.
