Legacy Estate Plannning Blog

The Guardian’s Gift is the one tool you need in your toolbox that allows you to move beyond simply preparing documents to preserve stories, organizing important information, reducing future burdens, and creating lasting peace of mind. While we have seen firsthand how The Guardian’s Gift can help individuals of all ages and stages of life, […]

In life, from the time we’re born, all the way beyond our retirement years, our journey is made up of millions of small steps. Think back to a time when you had a goal in mind and the steps that it took to reach that goal. Perhaps it was a professional goal, starting at an

Certain holidays during the year may leave you feeling nostalgic, emotional, or prompt you to think back on the past. As we approach Father’s Day, Canadian author Natalie Ross saw the importance of interviewing her father, Alden Sharpe, about his upcoming book, recording his memories, and the importance of preserving his own stories. The interview

A parent’s debts could outlive them making you wonder who’s responsible for paying the bills. Adult children might be responsible for some of the debts and/or the amount they inherit could be reduced under certain circumstances because of a parent’s debt.  A person’s debt doesn’t die just because they died. Creditors can file claims against

Waiting until retirement to plan for the future can be a costly mistake, both personally and professionally. Often the years fly by and procrastination sneaks in until what was once “I’ll do it soon” turns into the present. A recent article by the NY Times showcases exactly why preparing now is so important. After getting

Aging, money and the future can be difficult conversations to have with those you love, but they don’t have to be. Over time you can probably think back and recall someone who you know who had to manage a difficult situation due to an unexpected illness, emergency or death. Being prepared is key to managing

Harold, a valued 10-year employee at your company, has found himself suddenly as part of the “sandwich generation”; taking care of his own young family while also caring for his aging parents. His mother was recently diagnosed with dementia, and his father has his own medical struggles. In an effort to balance his career, his

Whether it’s a winter ice storm, an unexpected tragedy, or perhaps a pleasant surprise in your life, one fact remains, being as prepared as possible for life’s events will bring peace, comfort and could save you time and money. Why You Should Prepare. Unexpected life events frequently cause significant financial and personal disruption, stress and

Regardless of your age, you’ve probably considered your future, created goals, and maybe you have even put together a written plan. Somewhere along the way you’ve heard the phrase “estate planning” but have asked yourself, what does that really even mean, does it even pertain to you, or do you even need one? Estate Planning.

This time of year, we gather around the table with loved ones, attend family events, and—just as so many holiday songs remind us—find ourselves talking about the “olden days of yore.” These moments are filled with laughter, reflection, and a shared sense of belonging. When we spend the holidays with those closest to us, there

As we slide—okay, tumble—toward the end of 2025, I’ve decided to get a head start on my resolutions for 2026. I’m giving myself plenty of runway because it may take the rest of the year to figure them out…and knowing me, they’ll be edited, redrafted, and mildly fussed over before midnight on New Year’s Eve.

It’s open enrollment season and that means it is time to make important decisions that can affect you and your family. Each fall, open enrollment gives employees a short window to review and update their benefits. Most individuals focus on the basics — health insurance premiums, deductibles, or maybe dental and vision plans. But open