A parent’s debts could outlive them making you wonder who’s responsible for paying the bills. Adult children might be responsible for some of the debts and/or the amount they inherit could be reduced under certain circumstances because of a parent’s debt.  A person’s debt doesn’t die just because they died. Creditors can file claims against

Waiting until retirement to plan for the future can be a costly mistake, both personally and professionally. Often the years fly by and procrastination sneaks in until what was once “I’ll do it soon” turns into the present. A recent article by the NY Times showcases exactly why preparing now is so important. After getting

Aging, money and the future can be difficult conversations to have with those you love, but they don’t have to be. Over time you can probably think back and recall someone who you know who had to manage a difficult situation due to an unexpected illness, emergency or death. Being prepared is key to managing

Harold, a valued 10-year employee at your company, has found himself suddenly as part of the “sandwich generation”; taking care of his own young family while also caring for his aging parents. His mother was recently diagnosed with dementia, and his father has his own medical struggles. In an effort to balance his career, his

Whether it’s a winter ice storm, an unexpected tragedy, or perhaps a pleasant surprise in your life, one fact remains, being as prepared as possible for life’s events will bring peace, comfort and could save you time and money. Why You Should Prepare. Unexpected life events frequently cause significant financial and personal disruption, stress and

Regardless of your age, you’ve probably considered your future, created goals, and maybe you have even put together a written plan. Somewhere along the way you’ve heard the phrase “estate planning” but have asked yourself, what does that really even mean, does it even pertain to you, or do you even need one? Estate Planning.