It’s open enrollment season and that means it is time to make important decisions that can affect you and your family. Each fall, open enrollment gives employees a short window to review and update their benefits. Most individuals focus on the basics — health insurance premiums, deductibles, or maybe dental and vision plans. But open enrollment is also the perfect time to think about long-term security and how your benefits support your personal long-term goals.
Why Open Enrollment Is About More Than Healthcare
Your benefits package is more than a list of insurance options — it’s one of the most powerful tools you have to protect your family’s future.
When you take a step back and look at your benefits through a “legacy lens,” you’re not just choosing coverage for the year ahead — you’re planning for stability, support, and peace of mind for those you love. When considering the future consider what would happen not if a life event took place, but when it takes place. Most employees can think of a time in their life, or a close friend or family members life, when they had to consider the future, make difficult decisions or even become the caretaker for a loved one.
This is where The Guardian’s Gift comes in. Our legacy estate planning benefit helps employees prepare for life’s biggest transitions — reducing stress, absenteeism, and uncertainty when families need support the most. During open enrollment, integrating legacy estate planning with your insurance decisions can make your benefits work smarter for you.
Questions to Ask Your HR Team or Benefits Provider
As you sit down to review your healthcare coverage and make decisions this open enrollment season, consider these questions for your HR department and overall benefit package:
- Does our company offer resources to help employees with end-of-life planning, estate planning, or legacy preparation?
- Is there anywhere I can create or get assistance with legal documents such as Wills and Power of Attorneys
- In the case of a serious illness or major life event, what resources are available to me?
- I am a caregiver for an immediate family member. Is there any support available to me or to help me prepare for the future?
- Are there any tools available to help me create an estate plan, or any resources to help me plan for the future?
- How can I update my existing legal documents if I have a life change?
- If estate planning isn’t included in my benefits package, is there anywhere you recommend where I could get started or receive a discount if I am purchasing it myself?
Why HR Directors Should Add The Guardian’s Gift to Their Benefits Package
The Guardian’s Gift is an innovative benefit that helps employees plan, protect, and preserve their legacy through personalized estate planning tools and guidance. It’s not just about wills and documents—it’s about peace of mind. Employees gain access to expert resources that help them prepare for life’s “what-ifs,” ensuring their loved ones are cared for and their wishes are honored. By including The Guardian’s Gift in your benefits package, you’re doing more than offering another perk—you’re empowering employees to take control of their future and build lasting peace of mind.
Building a Legacy Through Your Benefits
Open enrollment is about more than checking boxes — it’s an opportunity to make sure your benefits reflect your values, goals, legacy and ensure you have a plan in place for the future. Whether your company has one employee or one thousand, we have a plan for you. We also offer legacy estate planning services for individuals, too.
When employees use tools like The Guardian’s Gift, they gain peace of mind knowing their loved ones will have guidance, clarity, and support when it matters most.
HR leaders who introduce legacy planning benefits don’t just strengthen their teams — they build trust, loyalty, and resilience across their entire organization. Contact us today for more information or to upgrade your benefits package this open enrollment season.
